November 4, 2025

Do you really save money with a cheaper quote?

When it comes to home renovations, the age-old wisdom "you get what you pay for" often proves true.

While it's tempting to choose the lowest renovation quote, savvy homeowners understand that an attractive price tag might hide costly surprises. Many cheaper renovation quotes fail to include essential components or substitute quality materials, leading to hidden renovation costs that quickly erase any perceived savings. [1]

Industry experts note that final renovation bills typically exceed initial quotes by 10–20%. This is why renovation guides consistently recommend setting aside a substantial contingency fund for unexpected issues that arise during the renovation process. [2][3]

Before signing that seemingly budget-friendly contract, take time to consider what might be lurking beneath the surface.

1. Understanding Design-Build Projects

design-build-team-unfolding-floor-plans-with-yellow-hard-hat-for-new-project

In a design-build project, one firm handles both design and construction. This one-stop approach streamlines the process and aligns budgets with design goals from the start. [4] By contrast, hiring separate contractors requires piecing together multiple quotes and scopes.

1.1. Key advantages of design-build teams:

  • They provide comprehensive itemized quotes covering all project phases
  • They align design concepts with realistic budgets from the beginning
  • They streamline communication with a single point of contact
  • They typically offer better timeline management and coordination
  • They often have established relationships with material suppliers

Design-build teams provide an itemized quote covering all phases, from design planning and permits to carpentry and painting. While this integrated quote should include everything, homeowners must still scrutinize the details.

1.2. What to verify in your design-build quote:

  • Permit fees and regulatory compliance costs
  • Material specifications and quality standards
  • Timeline milestones and completion dates
  • Payment schedule and terms
  • Warranty information for workmanship

As Earth Interior Design's renovation checklist advises, "check what each quote includes and excludes", as some builders quote high to cover everything, while others quote low by omitting costs. [5]

Design-build specialists typically know local regulations (HDB/BCA guidelines) and can help avoid forbidden works and fines. However, always verify that permits are secured for work like hacking floors, moving structural walls, or altering ceilings. [3]

Overlooking permit fees or compliance requirements can transform a cheaper renovation quote into a costly headache later.

When a quote seems suspiciously low, ask the firm to break down the design, materials, and labor costs. A transparent design-build team in will include these essentials in their upfront pricing.

2. Why a Cheaper Renovation Quote Can Be Risky

asian-couples-discovering-unexpected-cost-increase-during-renovation-project

It's natural to want the best deal, but cheap contractor risks are real. Industry experts warn: "you get what you pay for," especially in renovations. A low bid typically means corners are cut.

Titan Rebuild explains that the "lowest bid comes with several hidden hiccups including inexperienced subcontractors, unlicensed or untrained workers…", placing your project in a precarious situation.

The consequences are often serious. Projects can face significant delays (one renovation promised in 1 month actually took 4 months) and numerous change orders as contractors struggle to fulfill their commitments. [6]

  • Hidden Renovation Costs: Even reputable firms may not factor in every expense. Owners are shocked when extra tasks appear mid-project.
    • Common hidden renovation costs include permit and application fees, waste disposal and post-reno cleaning, and even credit-card processing charges. These can add hundreds or thousands to your total. [3]
  • Cheap Contractor Pitfalls: Cheap quotes often use cheaper labor and materials. Zenith Arc warns of bait-and-switch scams: contractors lure you with a low quote, then reveal “unexpected” upgrades or defects requiring expensive fixes.
    • For instance, agreed-upon hardwood floors might be replaced with lower-grade laminate without you realizing it. Over time, these shortcuts translate into costly repairs. [2][6]
  • Scheduling and Delays: Underbidding often translates to tight schedules and scope creep. If builders rushed to keep costs down, any change or mistake forces delays.
    • Titan recounts that a rushed, cut-rate contractor led to frequent backtracking and rework. Meanwhile, you may pay extra living costs (rent, utilities) while the project drags on beyond plan. [6]

Together, these factors demonstrate that a cheaper renovation quote can be misleading. What seems like savings may disappear once you cover extras, fixes, or even contractor defaults.

3. Quality vs Price

high-quality-building-materials-arranged-in-factory-for-renovation-project

Homeowners must weigh quality vs price renovation decisions carefully. Elpis Interior Design advises, "don't always opt for the cheapest option" as investing in slightly higher-quality materials or workmanship usually pays off with greater durability. [7]

Paying a bit more upfront can help you avoid redoing work later. For example, a slightly stronger countertop or better moisture-proofing might cost 10% more now but will spare you replacement costs in just a few years.

A smart approach is to create a list of must-haves versus "nice-to-haves." If you have a firm budget, prioritize structural essentials and be flexible on finishes. Leverage the expertise of your design-build firm, they can often suggest alternative materials that reduce costs without sacrificing quality standards.

Remember Titan's warning: "subpar quality work can break your bank in the long run". [6] Ultimately, the best value typically comes from a mid-range quote with high transparency, rather than the absolute cheapest bid.

4. Conclusion

In conclusion, a cheaper renovation quote is only a bargain if it truly reflects all the work you need. Most renovation costs are complex, and cheap bids often ignore permit fees, extra work, or material quality, turning initial "savings" into costly overruns.

Instead, focus on the quality vs price equation: work with qualified design-build professionals who provide transparent, detailed quotes.

At REGIMEN, our design-build team guarantees an itemized quote and high-quality workmanship. We handle all permits, materials, and construction, so you know exactly what you're paying for.

Don't let hidden costs or cheap contractor risks derail your renovation. Contact us today for a comprehensive quotation and experience a renovation where budget and quality are perfectly balanced.

5. References

  1. Conexus Studio. (n.d.). Design Consultancy vs Design and Build: Which One is Right for You? Conexus. Retrieved from https://www.conexus.sg/design-consultancy-vs-design-and-build
  2. Zenith Arc Interiors. (2024, August 21). The Truth Behind Renovation Scams in Singapore: How to Protect Yourself. Zenith Arc. Retrieved from https://zenitharc.com.sg/the-truth-behind-renovation-scams-and-how-to-avoid-them
  3. Titan Rebuild. (2020, December 14). 5 Ways a Cheap Contractor Can Cost You Big Compared To An Experienced One. TitanRebuild. Retrieved from https://titanrebuild.com/cheap-contractor-vs-experienced-contractor/
  4. Earth Interior Design. (2020, February 21). Renovation Checklist, Budgeting & Planner. Earth Interior Design. Retrieved from https://earthid.sg/download-renovation-checklist-budgeting-planner/
  5. Leyenda. (2024, May 9). Conquering Costs: Essential Tips for a Budget-Friendly HDB 5-Room Renovation. Elpis Interiors. Retrieved from https://elpisinterior.com.sg/old-hdb-5-room-renovation-design-cost-saving-tips/
  6. Lam, E. (2025, June 26). Cost Guide for Kitchen, Bathroom, Living Room Renovations in Singapore (2025). MoneySmart. Retrieved from https://www.moneysmart.sg/personal-loan/kitchen-bathroom-living-room-renovation-cost-singapore-ms
  7. Team Uchify. (2025, June 16). 16 Hidden Reno Costs Behind Every “Too Good to Be True” Quotation. Uchify. Retrieved from https://uchify.com/hidden-renovation-costs/